Credit cards

Classic Credit Card

Enjoy convenience and peace of mind.

Platinum Credit Card

Earn Cash Back Points, travel in style, and get rewarded for it too.

Rewards and benefits
Your credit tips

A credit card that offers you more benefits

Use your Absa VISA credit card and enjoy from exclusive benefits, discounts at Absa alliances partners as well as the cash back rewards program for the Platinum credit card holders.

Enjoy exclusive benefits and be rewarded if you’re a Platinum credit card holder

Preform transactions on ATM, POS or E-commerce at VISA network

Benefit from a flexible credit limit, with up to 50 days interest free

Enjoy fantastic discounts while buying goods or services and paying on POS channels at any Absa alliance partner

Enjoy convenience and 3D secure, when authenticating your Ecommerce transactions.

Our credit cards are valid local and internationally at the VISA network

Use your credit facility wisely and avoid financial pitfalls

Reward yourself with caution when it comes to credit. While it could be a convenient way to borrow money and build a healthy credit record, it can be dangerous and do more harm than good. We can help you get the most from your card without putting your credit record at risk.

Start smart

Make sure you understand how and when to use your credit card right from the start.

Be proactive

Be aware of the interest rate linked to your card. Make your payment on time; no interest will apply except for ATM cash withdrawals.

Stay smart

Make sure your contact details with the bank are kept updated and you’re reachable.

Show respect

Credit cards don’t exist to provide you with free money, nor should you view it as an additional salary. You have to treat your card with respect.

More for less

Pay more than the minimum instalment. You’ll square the interest owed although your debt won’t go away.

Protect your credit

We have credit protection plans that will help settle the repayments of your debt in the event of death, critical illness or retrenchment.

Classic Credit Card

What you get
A credit card designed specially for you, suitable for Customers on personal segment. This card will accompany you everywhere guaranteeing the payment of your purchases or any unforeseen expenses with all the comfort and security.

A credit limit range from 20.000 Meticais;

Designed for customers with a net salary equal or greater than 40.000 Meticais or with a guarantee of a Term Deposit in the equivalent amount;

Practical, comfortable, and safe to transact at POS, ATM and for Ecommerce payments;

Flexible credit limit, with up to 50 days interest free;

Flexible repayment options between 10% to 100% of the outstanding amount;

Offer of subscription cost, first annuity and supplementary cards;

Convenience and 3D security, when authenticating Ecommerce transactions;

Fantastic discounts while buying goods or services and paying on POS channels at any Absa alliance partner
What you need to know
A minimum salary of 40,000MT qualifies you for a Classic Credit Card if you already bank with us.
What to bring when you apply
National ID card, passport or driving licence

Proof of residence, e.g. latest utility bill

Confirmation of employment

Latest 3 months’ bank statements

All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application(s).

Platinum Credit Card

What you get
Our Platinum credit card goes beyond a simple credit card, designed especially to suite Customers on Premier segment so that, while guaranteeing payments for all their purchases with all the comfort, convenience, and security they also enjoy exclusive benefits.

A credit limit range from 50.000 Meticais;

Designed for customers with a net salary equal or greater than 100.000 Meticais or with a guarantee of a Term Deposit in the equivalent amount;

Practical, comfortable, and safe to transact at POS, ATM and for Ecommerce payments;

Flexible credit limit, with up to 50 days interest free;

Flexible repayment options between 10% to 100% of the outstanding amount;

Offer of subscription cost, first annuity and supplementary cards;

Convenience and 3D security, when authenticating Ecommerce transactions;

Exclusive benefit “cash back” and fantastic discounts while buying goods or services and paying on POS channels at any Absa alliance partner
What you need to know
Net salary range equal or greater than 100.000 Meticais or with a guarantee of a Term Deposit in the equivalent amount
What to bring when you apply
Proof of identity - national identity document, passport or driving licence

Proof of address - latest utility bill

Birth certificate or marriage certificate if relationship needs to be established

Latest payslip

Latest 3 months' bank statements

All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application(s).