Benefits
Our home loans are tailored to suit your family's needs and give you the home you’ve always wanted. Apply for a mortgage loan or equity release loan and get up to 80% of the value of your property from the bank.
- Minimum loan of 1,500,000MT applicable
- Maximum repayment period of up to 25 years
- Monthly repayment amount is deducted directly from your salary.
- Debt-to-income ratio of up 50% applies.
Mortgage loan
- Minimum salary of 50,000MT per year
- A minimum deposit of 15% is payable
- 22% interest rate
- 1.25% of the financial amount payable as facility fee
- Fixed valuation fee of 12,000MT
Equity release
Tap into the value of your property and utilise it as a cash loan for your home renovations or other personal needs up to 75% of property value. Minimum salary of 70,000MT per month is required