A personal loan is the stepping stone to reach your goals and brings you closer to the future of your dreams. Explore unsecured loans, secured by term deposit loans and overdraft facilities to accommodate your needs.
Unsecured loan
- Loan amount between 10,000MT and 2,000,000MT
- Repayment periods between 1 - 5 years
- Affordable, competitive interest rates
- Flexible opportunity to consolidate debt into a single credit facility
- Quick access to funds when you have unexpected expenses, personal projects or home improvements
- Easy application process
- Monthly instalments are deducted directly from the account into which your salary is paid.
Requirements
- Public employees need a minimum salary of 3,000MT a month. Only available for government employees who have signed a credit agreement with the bank
- Private employee or company employee without workplace banking need a minimum salary of 60,000MT a month
Secured loan
Open a world of opportunities and do the things you want to do with a personal secured loan.
- Confirmation of employment required to qualify
- Loan amount you qualify for will vary according to your salary and affordability
- Flexible repayment options are available based on your financial obligations
- If you already have a loan with another institution, we can buy it back.
Overdraft
We guarantee a hassle-free application processes and quick approval times, plus we offer advanced support for you to manage your money easily.
- A flexible overdraft credit facility with attractive interest rates
- Instant access to money on a rainy day
- Solve your immediate financial needs.
- Available to customers aged 18 or older
- Available for a maximum period of 1 year
- Interest is repayable on a monthly basis
